Jp Morgan Chase Sued for Flooded Home

Kayla Connelly

Proffer childress

ENGL 1301

October 1, 2017

Title: JP Morgan Chase sued for flooded home.

After going through hurricane Harvey and watching the catastrophe slowly unfold over the mist of five days. JP Morgan Chase not only lost some of their employees’ homes and vehicles. JP Morgan Chase lost their own branched located all around the metropolitan Houston area. Now they are being sued by local Kingwood homeowner, Deola Ali, for a mortgage banker advising against getting flood insurance. The article states that “Hurricane Harvey caused more than 200,000 dollars in damages” (line 3-4) The JP Morgan Chase Employee told Ali that he was not required to take out flood insurance because the home didn’t fall into “the federally-drawn 100-year flood zones.” (lines 19-20) Overall, did the JP Morgan chase employee give advice out or that was not appropriate to his job field or is Ali just looking for someone to blame for the unfortunate situation of losing his house to hurricane Harvey? [pic 1][pic 2]

To begin, after such a horrible hurricane causing flooding all over the Houston area the aftermath of this horrific storm was devastating. So many people lost everything they owned. Having to leave behind their homes while they were being ruined from the quickly rising flood waters. Hurricane Harvey sat over Houston and the surrounding areas for days on end. The water that was released by Harvey was a record high. The city of Kingwood was near the end of the flooding, due to the San Jacinto river overflowing. For Kingwood homeowner Deola Ali, the devastations of losing his house was only the start of his journey after Hurricane Harvey. Ali didn’t have flood insurance, was it JP Morgan Chase’s fault or is Ali just looking to blame someone after the devastation he had been through.?[pic 3][pic 4]

In addition, after the flooding from hurricane Harvey Ali’s home was flooded. Ali didn’t have flood insurance and he is suing JP Morgan Chase bank for the loss of his home. Ali has been living in his home in Kingwood Texas for six years. He took out his mortgage with JP Morgan Chase when he was buying his home. Ali was informed about that flood areas around the Houston area. The JP Morgan Chase employee informed, Ali that he was not in flood zone. Ali blames him for false information, because his house did flood, and telling him someone if they are or are not in the flood areas is not his job title. I don’t see how you can blame a company for only informing you that you’re not in the required area to get flood insurance. I understand that having your house ruined is hard to come to terms with. Yet, blaming a company for allegedly giving you false information. I see how wanted someone to blame is easier than taking reasonability for not having flood insurance. What I gathered from the article was the employee told Ali that he could get a loan for his home and wasn’t required to get flood insurance. Sure, suing a large corporation and winning would help with the burden of losing his home. Ali has the right to sue, I just don’t believe that not committing is for the best to keep media off the case. All the comment would do is add flue to the fire to the case. Ali’s case does relate to me personally, because I was affected by the flooding in Kingwood Texas as well just not to my home like Ali. The location of my job is in Kingwood. So, I understand the frustration that Ali is feeling. Yet, I’m not blaming my job for flooding.  Yet, I understand why Ali wants someone to blame. It would make the process easier to cope with. I lost my work home. Yet, I cannot blame them for the loss of my building. I’ve learned that in a time of destruction many people will come together. Yet, I also learned that some people will just want someone to blame.