Phatoms and Dragons Establishment

Dear Phantoms and Dragon Executives:

We welcome the opportunity to work on Benefit Plan Projection Project with you. We have studied the materials you supplied and now have a better understanding of what needs to be done to accomplish your goals.

We will combine materials from the several organizations to offer to your company the chance to observe our choices of benefits plans to recommendation to your esteem group.

Those choices are two local prominent healthcare organization located in our own backyard of Washington State:

(1) Group Health Cooperative Healthcare Plan

(2) CIGNA Healthcare Plan

The choices for Dental Coverage:

Washington Dental Service

Williamette Dental Plans

The choices for Vision and Hearing benefit:

- Eye and hearing exam once a year

- Coverage for glasses lenses and frames and hearing aids

- Any choice of any provider to provide the hardware up to limitations

First Choice Consults offers an exclusive provider organization plan:

- Employees are covered for exams for both vision and hearing using their health plan choice with a co pay.

- Employees have one pair of glasses with lenses/frames or contact lenses are covered up $200 per year

- Employees have coverage one pair of hearing aid coverage for up $2500

- Employees can use this lenses or hearing device benefit at any provider who accept their coverage.

Group Health Cooperative Health plan offers an In-network plan with great doctors at maximum savings, and out-of-network plans with great doctors, and plenty of them. As a large group employer, they have a wide variety of health care choices.

First Choice Consulting offers these selections in this plan:

- Health Management Organization (HMO) with in-network plan with maximum savings.

- Out of Network Plan can be available

- Eligibility for all full time and part time employees

- Premiums starting as low as $1500.00 per member

- Copay and co-insurance at 20 and 80 ratio

- Deductible at $250 per member or $750 per family

- Stop Loss $1500 per member or $3000 per family

- Out of Pocket Expense $2500 per member or $3000 per family

CIGNA Healthcare Plan offers in-network plan with a great team of doctors inside their network, Open Access and Open Access Plus, POS, and PPOs to choose from. As a large group employer, they also offer a wide variety of health care services.

First Choice Consulting offers these selections in these plans:

- Health Management Organization (HMO) with in-network plan with maximum savings.

- Out of Network Plan can be available

- Eligibility for all full time and part time employees

- Premiums starting as low as $1000.00 per member

- Copay and co-insurance at 30 and 70 ratio

- Deductible at $350 per member or $950 per family

- Stop Loss $1000 per member or $2000 per family

- Out of Pocket Expense $1000 per member or $2000per family

Dental Coverage offers two distinguished dental firms for your selection:

Washington Dental Service, a member of the Delta Dental Plans Association, is the leading dental benefits company in the state of Washington, delivering over fifty years of high-quality, affordable dental care to more than two million people through employer-sponsored programs.

First Choice Consulting offers this choice for this